Real Estate Loans for Iowa Investors: Fast, Reliable, No-Money-Down Financing
Fund Your Next Real Estate Investment With No Upfront Capital
Private Lending Built for Iowa Fix & Flip and Long-Term Rental Property Investors
From high demand neighborhoods across Des Moines to university-anchored opportunities in Ames and Iowa City, and compelling buy-ins throughout Cedar Rapids, Davenport, Sioux City, and Waterloo, Iowa offers a steady crop of fix and flip and long-term rental opportunities. Here at Residential Capital Partners, we offer 100% financing for qualified borrowers covering purchase and rehab up to 75% of ARV with no money down! This lending model allows you to compete confidently and scale faster.
Whether you’re renovating single-family homes or expanding your long-term rental portfolio, our tailored loan programs are designed to meet the needs of real estate investors in Iowa's dynamic market.
Why Iowa Investors Choose ResCap
As a direct, balance-sheet lender, we fund and service every loan ourselves. This means faster approvals, no third-party delays, and transparent loan terms from day one. With decades of investor experience, we understand the unique needs of our borrowers. Our process is quick, simple, and gives investors the capital they need to fund each fix and flip or rental property project without delay.
How we help you win more deals:
- Up to 75% ARV, 100% of purchase + rehab (for qualified borrowers)
- Quick and simple application process so you can focus on your project
- Fast approvals so you never miss out on a deal
- Transparent loan terms with no hidden fees
Iowa Investment Loan Programs
Fix and Flip Loans
Unlock value in dated homes across Iowa and deliver the move-in-ready properties buyers want. From cosmetic updates in Beaverdale or Waveland Park (Des Moines) to targeted rehabs in Cedar Rapids, Davenport/Quad Cities, or Sioux City, our short-term capital helps you acquire, renovate, and exit on schedule.
Long-Term Rental Property Loans
Build dependable cash flow in submarkets anchored by universities, healthcare systems, and logistics. Think Ames (Iowa State), Iowa City (University of Iowa), and employment centers around Cedar Rapids and Waterloo. Our long-term rental financing makes it easier to expand and hold quality single-family rentals with confidence.
Bridge Rental Loans
Need short-term flexibility to season a property, complete light improvements, or line up permanent financing? Our bridge loans deliver the speed and working capital to keep acquisitions and momentum on track.
Where We’re Lending in Iowa
- Des Moines
- West Des Moines
- Ankeny
- Ames
- Iowa City
- Cedar Rapids
- Coralville
- Davenport (Quad Cities)
- Bettendorf
- Sioux City
- Waterloo
- Cedar Falls
- Dubuque
- Council Bluffs
- Marion
- Urbandale
- Johnston
- …and surrounding communities statewide.
Why Iowa Is a Sound Market for Real Estate Investors
Iowa pairs manageable acquisition costs with diverse demand drivers like insurance/finance in Des Moines, manufacturing in Cedar Rapids/Waterloo, and year-round university markets in Ames and Iowa City. Whether you're buying undervalued properties to flip or building a long-term rental portfolio, our financing solutions are built to help you succeed in an attractive Iowa market.
Let's Partner on Your Next Iowa Investment
At Residential Capital Partners, we don’t just lend, we partner with you to help build your business. From initial approval to final draw, we’re committed to transparency, speed, and support at every step of your real estate investment journey.
Apply now or schedule a quick call to learn how we can help fund your next deal in Iowa.
